Your money, answered in one line.
Vila reads your bank and card emails, reconciles every spend, and tells you — in plain English — whether you can afford the next thing.
Read-only Gmail access · No bank linking · Revoke anytime
The HDFC bill of ₹61,250 hits on the 28th. Book after your salary credit on the 1st.
Not a dashboard.
A spreadsheet that became intelligent.
- No confetti when you pay a bill.
- No reward-point theater.
- No aggregate tiles hiding your eight cards.
- Tabular numbers, billing-cycle truth, and a straight answer.
Vila was built for the person who already tracks money seriously — four banks, eight cards, EMIs, SIPs, a tax regime to pick — and keeps it all alive in a spreadsheet because no app respects that reality. Vila is that spreadsheet, with the reconciling, projecting, and answering done for you. The answer to “am I okay?” should be readable in one second.
Your inbox already knows.
Banks already email you every transaction. Vila turns that stream into a reconciled ledger — and shows its work on every row.
- 4,812emails scanned
Three months of history, filtered to bank and card senders only.
- 376transactions by regexr
Deterministic parsers for the formats your banks always use.
- 41recovered by LLM fallbackl
The odd formats regex can't read — parsed, then verified.
- 14duplicates removed
The same spend seen from two emails, counted once.
- 403rows in your ledgerm
Every row tagged with how it was read — so you can trust the parser, or correct it.
r = regex-parsed · l = LLM-parsed · m = manually entered — the source glyph sits on every transaction row in Vila.
Vila never connects to your bank.
That's not a limitation — it's the design. Your inbox is the source of truth, and everything Vila holds is the minimum it takes to read it.
Read-only Gmail scope
Filtered to bank and card senders. Vila never sees other mail, and it can't send any — the permission doesn't exist.
No account numbers. Ever.
You enter the last four digits of each card — that's all matching needs. Full numbers are never asked for, never stored.
Never moves money
Vila observes, projects, and answers questions. It has no rails into your accounts — there is nothing to hack into spending.
Revocable in one click
Encrypted at rest, stored in ap-south-1 (Mumbai). Cut Vila's access from your Google account at any moment.
Read-only Gmail scope · 256-bit encryption at rest · Data stored in ap-south-1 · By design, not by policy.
Depth your spreadsheet had. Answers it didn't.
Dense, numeric, billing-cycle aware — every screen is the view a spreadsheet person expects, with the reconciling already done.
- ₹61,250HDFC Infiniacycle closes 28th
- ₹8,940ICICI Platinumcycle closes 3rd
- ₹17,105Axis Atlasdue in 6 days
- Savings rate31%
- Card utilization22%
- EMI load38%
Be early. Your spreadsheet
can finally retire.
Vila opens to the waitlist first — a small group with too many cards and strong opinions. That might be you.
Built in India, for Indian money.